Disclaimer of Liability

“BanxietyFree” and its content contributors shall not be held liable for any improper or incorrect use of the information or services on this Web site and assume no responsibility for anyone’s use of the information or services. “BanxietyFree” and its content contributors shall not be held liable for any direct or indirect damages caused in any way through the use of information or services on this Web site. This includes, but is not limited to, procurement or substitute goods or services; loss of use, data, or profits; or business interruption. This disclaimer of liability applies to any damages or injury which may be perceived by you, the Web user, to be caused by the information or services on this Web site, or by using this Web site.


By accessing this website, or through the use of it’s content, you agree to defend, indemnify, and hold harmless “BanxietyFree”, its Web content contributors, its agencies, officials and employees from all claims and expenses, including attorneys’ fees, arising from the use of the information or services on this Web site; by your using this Web site; or by its use through your Internet account.

Disclaimer of Warranties/Accuracy of Data

Although an effort is made to assure the accuracy and completeness of the information provided on the “BanxietyFree” web site, the authors make no express or implied warranty as to the accuracy, adequacy, completeness, legality, reliability or usefulness of the Web site’s information. “BanxietyFree” provides this information and all online services on an “as is” basis. While there may be changes to information on topics covered on the Web site, these changes may or may not be made available on the Web site.

Many Web pages are copied and temporarily stored on other Web servers for Web user convenience and to speed page delivery. If you have obtained information from the”BanxietyFree” site from a Web server source other than the site host server, be aware that Web page content or services can be altered or changed after they are first made available on the Web. “BanxietyFree” recommends that you pay careful attention to the contents of any metadata (support data) associated with a file, and you contact the provider of the data or information directly with any questions about data accuracy, timeliness or completeness before using the data.

If you find any errors or omissions, please contact Elaine or Joe Foster at “”

Disclaimer of Endorsement

“BanxietyFree” is a distributor of content sometimes supplied by third parties and other users. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, users, or others, are not those of “BanxietyFree”, but are those of the respective author(s) or distributor(s). The content does not necessarily reflect the views, policies or practices of”BanxietyFree” or its agencies, officials or employees.

Any reference on the “BanxietyFree” Web site to any specific commercial product, process, or service by trade name, trademark, manufacturer, or otherwise, is not an endorsement or recommendation. Any reference shall not be used for advertising or product endorsement purposes.

Disclaimer for Hypertext Links

“BanxietyFree”and its contributors are not responsible for the contents of any off-site pages linked from other sites. As a user of the “BanxietyFree” site, you specifically acknowledge that its contributors are not liable for any defamatory, offensive, or illegal conduct of other users, links, or third parties and that the risk of injury from all off-site content mentioned here rests entirely with you, the Web site user.

Links from the “BanxietyFree” site to other sites do not constitute an endorsement from “BanxietyFree”. These links are provided as a convenience for site users and as an information service only. As a user, it is your responsibility to determine the content and usefulness of information you find on other sites.

Disclaimer of Duty to Continue Providing Data

Due to the rapidly changing nature of the World Wide Web and the Internet, online resources that are free and publicly available one day may require a fee or have restricted user access the next. In addition, the location of information, services or Web pages may change as menus, home pages, and files are updated or reorganized. You expressly agree that use of the “BanxietyFree” web site is at your sole risk. Neither “BanxietyFree”, its content providers, agencies, officials or employees guarantee that the service will be uninterrupted or error-free.